General liability business insurance covers legal and settlement costs if someone accuses your company of causing property damage, personal injury, or reputational damage. You can also cover the medical costs of injuries incurred on your property even if no legal claim has been filed.
As an entrepreneur or small business owner, you need a general liability business insurance to secure your livelihood. A single accident may result in a proceeding and you may not be able to respond. A good way to protect yourself is to make sure you have the right liability insurance for your exposure level.
Covers business owners with liabilities pertaining to normal business operations including but not limited to clients being injured on their premise. Liability coverages from products being sold to other damages that cover ones rented business premises.